Residential Lending QA Specialist

US-TX-Irving
Req #
2018-7071
Type
Full-Time
Category
Loan & Credit Operations
Irving, TX - Las Colinas
Availability
Monday - Friday, 8am - 5pm
Company Name
PlainsCapital Bank

Job Summary

The Residential Lending QA Specialist, under limited supervision, assists in reviewing Single Family Residence loan documentation, business and consumer, that are in the pipeline.   Performs reviews of early disclosures, closing disclosures, loan documents and HUDs to ensure regulatory and loan policy guidelines and requirements are followed. Performs post-closing review of package and submits completed packages to the Credit Department.   Works closely with the Compliance Department and SFR Closing Coordinators.

Essential Functions

  1. Reviews early disclosures (on all consumer files) before mailed.
  2. Monitors for signed disclosures such as ECOA, flood notice, and appraisal disclosure.
  3. Reviews file for completeness before clearing to order documents (on all consumer and commercial purpose files).
  4. Reviews for HPML/HOEPA, APR’S and TIP on all consumer files.
  5. Evaluates documentation to ensure QM/ATR is completed.
  6. Assess loan documents, closing disclosure and HUD’s before closing on all consumer and commercial purpose files.
  7. Stacks all funded files to be sent to Lubbock.
  8. Archives all files with decisions in Calyx.
  9. Acts as a backup on the Commercial Real Estate closing checklists.
  10. Performs other duties as requested.

Job Requirements

  • High School diploma, general education degree (GED), or equivalent required
  • 3-5 years of experience in loan operations, compliance, or quality assurance field.
  • Basic understanding of real estate lending compliance.
  • Excellent verbal, written and interpersonal communication skills
  • Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems
  • Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment

About the Company

At PlainsCapital Bank, we’ve always had a trailblazing spirit. PlainsCapital Bank was founded in 1988 by current Chairman Alan B. White and a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and $198.8 million, they began growing the bank one relationship at a time.

 

Today, PlainsCapital Bank is one of the largest banks in Texas based on deposit market share. We have a statewide presence with more than 60 locations in all major Texas markets. We are a strong and stable financial institution and a trusted community partner. We take pride in helping our customers blaze trails of their own, whether launching or expanding a business, raising a family, or moving into retirement. Our diverse range of services includes commercial banking, treasury management, private banking, and wealth management, as well as consumer banking.      

 

To learn more, please visit us online at plainscapital.com/about.

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