(Mortgage) Associate Loan Originator, NE

US-CA-San Diego
Req #
2017-6822
Type
Full-Time
Category
Sales
(Mortgage) San Diego, CA - San Diego
Company Name
PRIME LENDING, A PLAINS CAPITAL COMPANY

Job Summary

Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending

and its customers and markets and promotes PrimeLending products and services to the team’s client base of realtors, builders, bank officers and potential and past clients. May

serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations

staff.

 

Essential Functions

  • Markets and promotes PrimeLending’s financial products;
  • Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
  • Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator.
  • Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
  • Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
  • Collects and analyzes information regarding the customer’s income, assets, investments or debts.
  • Schedules appointments with potential customers for the team.
  • Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
  • Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
  • Negotiates terms and conditions of loans with customers.
  • Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
  • Maintains a professional image and adheres to standards consistent with company policies and procedures.
  • Meets customer service standards as outlined by management.
  • Other duties as assigned.

Job Requirements

  • High school diploma or equivalent.
  • Appropriate licenses, if State required.
  • A minimum of 6 months loan originator experience required for Loan Originator.
  • Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
  • Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
  • Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
  • Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
  • Continue to expand knowledge of issues influencing the industry and the organization.
  • Valid driver’s license and current automobile liability insurance.

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