Loan Review Analyst II

US-TX-Irving
Req #
2017-6798
Type
Full-Time
Category
Loan & Credit Operations
Irving, TX - Las Colinas
Availability
Monday-Friday 8:00am-5:00pm
Company Name
PlainsCapital Bank

Job Summary

The Loan Review Analyst II performs regular loan portfolio reviews based on risk and size of credit types. Ensures the creditworthiness of the loan portfolio by reviewing the quality, completeness and accuracy of supporting loan documentation and analysis.  In addition, the Loan Review Analyst reviews loan policy for adequacy, assesses problem loan management /workout plan effectiveness and provides assistance and consultation to loan officers and other lending personnel. Prepares detailed executive summaries of each review with supporting analysis. The incumbent will also seek out continuous improvement to related bank processes.

Essential Functions

  1. Performs regular loan portfolio reviews based on risk and/or size of all credit types (commercial, consumer, residential, equipment, Small Business Administration, mortgage, HELOC, participations, etc.)
  2. Ensures the creditworthiness of the loan portfolio, looking for changes that merit a review of lending practices and/or adverse asset classification.
  3. Reviews bank processes (loan approvals, policy exemption reporting, supervisory loan to value limits, underwriting, covenants, internal controls, concentration reporting, ALLL methodology, etc.)
  4. Verifies quality, completeness and accuracy of supporting loan documentation and analysis
  5. Reviews loan policy for adequacy
  6. Assesses problem loan management / workout plan effectiveness
  7. Provides assistance and consultation to loan officers, other lending personnel (loan administration, lending assistants, etc.), auditors and regulatory examiners.
  8. Prepares an executive summary of each review and supporting analysis
  9. Participates in special lending-related projects as directed
  10. Performs additional job related duties as assigned or required

 

Job Requirements

  • Bachelor’s Degree in business or related field required. Strong preference for Finance or Accounting major or concentration, but actual work experience can offset a different degree type.
  • 2-4 years of related experience in Regulatory, financial analysis and credit review required.
  • Excellent verbal, written and interpersonal communication skills.
  • Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
  • Ability to create and present sophisticated reports and findings for upper-level management.
  • Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
  • Must be self-motivated with strong initiative, accountability, and attention to detail.

 

 

About the Company

At PlainsCapital Bank, we’ve always had a trailblazing spirit. PlainsCapital Bank was founded in 1988 by current Chairman Alan B. White and a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and $198.8 million, they began growing the bank one relationship at a time.

 

Today, PlainsCapital Bank is one of the largest banks in Texas based on deposit market share. We have a statewide presence with more than 60 locations in all major Texas markets. We are a strong and stable financial institution and a trusted community partner. We take pride in helping our customers blaze trails of their own, whether launching or expanding a business, raising a family, or moving into retirement. Our diverse range of services includes commercial banking, treasury management, private banking, and wealth management, as well as consumer banking.      

 

To learn more, please visit us online at plainscapital.com/about.

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