Loan Review Analyst I

US-TX-Irving
Req #
2017-6797
Type
Full-Time
Category
Loan & Credit Operations
Irving, TX - Las Colinas
Availability
Monday-Friday 8:00am-5:00pm
Company Name
PlainsCapital Bank

Job Summary

The Loan Review Analyst I performs regular loan portfolio reviews on commercial, real estate and subsidiary portfolios to identify any potential credit weaknesses and to determine adequacy of the allowance for loan loss. Assesses adequacy and adherence to loan policy and compliances with laws and regulations. Provides senior management and board with reports summarizing credit quality of loans reviewed and other monthly reports.

Essential Functions

  1. Analyzes trends from balance sheets, income statements and cash flow statements to determine financial condition and debt service coverage of borrower relationships.
  2. Ensures the creditworthiness of the loan portfolio and looks for changes that warrant a review of lending practices and/or adverse asset classification.
  3. Verifies quality, completeness and accuracy of supporting loan documentation and analysis.
  4. Conducts written reviews of large commercial and real estate borrower relationships to summarize credit quality based on financial trends; conducts portfolio reviews of interim construction loans and subsidiary portfolio reviews.
  5. Produces, distributes and maintains various month and quarter end departmental reports.
  6. Attends loan committee.
  7. Other duties and projects as assigned.

Job Requirements

  • Bachelor’s Degree in business or related field required. Strong preference for Finance or Accounting major or concentration.
  • Professional experience in financial, credit, or statistical analysis, and/or statement spreading and assessing companies through internships, part-time or full-time work, and/or extracurricular activities preferred.
  • Excellent verbal, written and interpersonal communication skills.
  • Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
  • Ability to create and present sophisticated reports and findings for upper-level management.
  • Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
  • Must be self-motivated with strong initiative, accountability, and attention to detail.

About the Company

At PlainsCapital Bank, we’ve always had a trailblazing spirit. PlainsCapital Bank was founded in 1988 by current Chairman Alan B. White and a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and $198.8 million, they began growing the bank one relationship at a time.

 

Today, PlainsCapital Bank is one of the largest banks in Texas based on deposit market share. We have a statewide presence with more than 60 locations in all major Texas markets. We are a strong and stable financial institution and a trusted community partner. We take pride in helping our customers blaze trails of their own, whether launching or expanding a business, raising a family, or moving into retirement. Our diverse range of services includes commercial banking, treasury management, private banking, and wealth management, as well as consumer banking.      

 

To learn more, please visit us online at plainscapital.com/about.

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