Collateral Analyst

US-TX-Lubbock
Req #
2017-6676
Type
Full-Time
Category
Loan & Credit Operations
Lubbock, TX - Main Bank
Availability
Monday-Friday 8:00am-5:00pm
Company Name
PlainsCapital Bank

Job Summary

Under close supervision, performs post-closing review of loans for documentation requirements and cites exception items in collateral tracking system.  Assists Loan Officers and Loan Assistants with documentation requirements and exception resolution.

Essential Functions

  1. Performs post-closing review of loan documentation for discrepancies and deficiencies.  This review includes but is not limited to execution of promissory notes, security agreements, and deeds of trust; collateral descriptions; lien positioning; county or state lien filings; titling requirements; flood requirements; inspections; compliance documentation; appraisals & appraisal reviews.
  2. Monitors and updates the Bank’s collateral tracking system to include the accurate, complete, and current postings of all collateral and loan information for assigned accounts.
  3. Identifies and creates exception tracking items in collateral tracking system for collateral reporting deficiencies and discrepancies.
  4. Reviews organizational and entity documentation on loan borrowers and guarantors and creates exception tracking items in collateral tracking system.  This review includes but is not limited to Articles of Incorporation, Certificates of Formation, Partnership Agreements, Borrowing Resolutions, Loan Agreements, and Guaranty Agreements.
  5. Assists lending staff with exception questions and in resolving outstanding exception items.
  6. Creates and maintains UCC lien filings on loan collateral with the Secretary of State or through CT Lien Solutions. Review lien search reports performed on loan collateral.
  7. Reviews and maintains current status of Certificates of Good Standing on corporate loan borrowers.
  8. Special projects as needed by management.
  9. On-going training with current staff.

Job Requirements

  • High School diploma, general education degree (GED), or equivalent required; Bachelor’s degree in Business or related field preferred.
  • 1 to 3 years of experience in related field of expertise preferred.
  • Excellent verbal, written and interpersonal communication skills.
  • Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
  • Excellent analytical, time management, organizational, and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
  • Must be self-motivated with strong attention to detail and high level of accountability.

About the Company

At PlainsCapital Bank, we’ve always had a trailblazing spirit. PlainsCapital Bank was founded in 1988 by current Chairman Alan B. White and a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and $198.8 million, they began growing the bank one relationship at a time.


Today, PlainsCapital Bank is one of the largest banks in Texas based on deposit market share. We have a statewide presence with more than 60 locations in all major Texas markets. We are a strong and stable financial institution and a trusted community partner. We take pride in helping our customers blaze trails of their own, whether launching or expanding a business, raising a family, or moving into retirement. Our diverse range of services includes commercial banking, treasury management, private banking, and wealth management, as well as consumer banking.      


To learn more, please visit us online at plainscapital.com/about.

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